1) Letters (see below for dispute letters / merchant dispute letters / etc) Remember, US law only protect us if we write in to document what is wrong.
2)
Free credit report form
3) Get text message alerts to your phone. Text message your credit card bill due date to 650-566-9600
4) Message me via Facebook my credit card due date... register@duck9.com
5) track the 50 or so "to do's" in the next 24 months on your way to a fico of 750 with your own page template
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