duck9er - A wiki about starting and staying credit card debt free as a college student
** Password to change any wiki page is "fico750" **
Step 1: Decide you want a FICO of 750. If not leave
Step 2a: A High FICO is easy to do and easy not to do
- 24 1s (1s = on-time payment) gets you to a FICO over 700
- Duck 9s. (9s = credit charge-off) Most bad debt, charge-offs are under $300. 9s reduce your credit score
- In short, it's a two year program that guides you to a FICO of 750 to minimize lifetime interest cost.
Step 2b: Use wiki pages to share tips, strategies, techniques and ideas
Step 3: Get on your path to a FICO of 750. Pick one of four ways to start.
Get your own page here. "fico750" invite key / wiki password
** Password to change any wiki page is "fico750" **
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