Things to print before you leave

- print out what your goal credit report is to look like in two years with you credit score >750

- print out the worksheet below "debt summary" and run this with a friend

- set up a gmail email reminder service that pings you every 15th of the month and reminds you to pay

- perfectly time all the ideas from the BOOK 99 tips and guess which tips to use when

Or text message the name of your credit card to 650 566 9600 and we'll send you three ideas ASAP

duck9er - anonymous pages where you can share, read and relate to others. 

** password to change anything is "fico750" **

 

 

lincoln \ illinois \ 62656

Cell phone number: 217-737-xxxx

Cell carrier: att

 

How will you use Duck9.com: First boost my credit score

How did you hear about Duck9: Web article

Summary Table of FICO progress.  Current status OSTRICH

Number of Months having made an on-time payment (goal is 24 effen months in-a-row)	00001
Posses a credit card in your own name?	yes / no
Have you run your credit report download and mail this	yes / no
Have you take a digital pic (with private info blacked out) and posted it below?	yes / no
Last time you emailed or text messaged back your secret duck chiang9@duck9.com (i.e. your assistant that helps you hack your credit score at duck9	November 29, 2007

 

Remember, if you forget to charge something that month, write a check for $25 and pay the credit card company (secret #22) anyway.  You cannot do an electronic payment.  You must write a check.

** Summary Table of FICO progress END **

 

 

** Debt Summary **

Credit Card Bank #1: capital one

Interest Rate Bank #1: 27%

Balance Bank #1: 2850

 

Credit Card Bank #2: providian

Interest Rate Bank #2: 12.9%

Balance Bank #2: 1850

 

Credit Card Bank #3: merrick

Interest Rate Bank #3: 21.9%

Balance Bank #3: 560

** Debt Summary END **

Message Center:

type your question here

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Text message 650 566 9600

Duck9 is about starting and staying debt free as a college student

Step 1: View the photo album of how duck9 works

• In short, it's a program that guides you to a FICO of 750 to keep you debt free.

Step 2: Use wiki pages to share tips, strategies, techniques and ideas

• see example pages here 

Step 3: Get on your path to a FICO of 750

• Text message 650 566 9600 your credit card due date